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Oxbury Bank Secures £100 Million Boost to Transform UK Agriculture Finance

Oxbury Bank, a specialist in agricultural finance, has secured a significant £100 million ENABLE Guarantee transaction with the British Business Bank.

The deal aims to bolster lending to small and medium-sized enterprises (SMEs) within the farming and food production sectors. The ENABLE Guarantee will enable Oxbury to extend an additional £45 million in loans, enhancing their capacity to support agricultural businesses from the outset​​.

Launched in February 2021, Oxbury Bank has quickly established itself as a key player in the UK’s agricultural finance sector, amassing over £750 million in committed and in-progress lending. The bank has also garnered £1 billion in savings deposits from farm businesses and individuals committed to supporting the rural economy. This rapid growth has been underpinned by its proprietary digital banking platform, OxburyEarth, which combines innovative technology with expert agricultural advice​​.

The Chester-based bank's success is backed by substantial investments from institutional agriculture and AgTech stakeholders, having raised over £120 million since its inception. This latest ENABLE Guarantee deal with the British Business Bank represents a pivotal milestone in Oxbury's mission to aid farmers in tackling the dual challenges of food security and sustainable, low-carbon production​ .

Oxbury’s commitment to Environmental, Social, and Corporate Governance (ESG) principles is evident through its "Responsible Impact" strategy, which supports farmers in adapting to climate change and enhancing land use practices. Initiatives like Oxbury NewGen, which provides funding and advice for new farming ventures, further illustrate Oxbury’s dedication to fostering the next generation of farmers​​.


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